Home Loan Modification Eligibilty

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If you are unable to continue making your monthly home loan payments then you may be eligible for a home loan modification to make your payments more affordable.  Keep in mind you must currently have an income with the capacity to afford your monthly payments if they were adjusted.  Millions of homeowners are now on trial loan modifications for a short period of time to prove that they can afford to continue making their modified loan payments.

Please use this self-assessment loan modification application tools provided on this website to see if you are among the millions of homeowners who may be eligible for a Home Loan Modification. 

1. What is the amount you owe on your first mortgage?		[?]
2. Are you having trouble paying your mortgage?		Yes | No
For example, have you had a significant increase in your mortgage payment OR reduction in your income since you got your current loan OR have you suffered a hardship that has increased your expenses (like medical or childcare bills)?
3. Is your home your primary residence?		Yes | No
4. Did you get your current 1st mortgage before January 1, 2009?		Yes | No
5. Is your payment on your first mortgage (including principal, interest, taxes, insurance and homeowner's association dues, if applicable) more than 31% of your current gross income?		Yes | No
Note: if you are uncertain, click here to determine
Enter gross income
5. How Many Loans do you have on your home?		1234
Disclaimer: After clicking the "SUBMIT" button our system will automatically determine your eligibility for a Loan Modification and/or a Making Home Affordable Loan Modification. However, your lender/servicer of your home loan is the only one that can truly determine if you completely qualify for a home loan modification. You must show proof of all of the information you have submitted above. This will all be explained in further details within our e-book. For More information regarding your eligibility please contact us at 800-738-1170

Loan Modification Case Studies