What's Included in Our Online Loan Modification System?

Our web based document preparation system creates the following customizable documents that are prefilled with your information:

1) Fax Cover Sheet, with your Lenders Fax & Phone numbers, Address to the Loss Mitigation Department handling loa n modifications.

2) Loan Modification Request Letter

3) Income & Expense Worksheets

4) Loan Modification Proposal

5) Letter of Hardship

6) Qualifications Summary

7) Real Estate Cash Flow Worksheet (complete only if you own other property)

8) 4506-T

9) Home Affordable Modification Program Affidavit

View a Sample Package Here

You can login to your account anytime, from any computer with an Internet connection, and make adjustments to your documents.  All documents are created and downloaded in PDF format after you have completed all the forms in your account.

Other Documents You Will Need

You will need to submit the remaining financial documents and a copy of your driver’s license with this package:

1) Copy of your most recent Mortgage Statement

2) Copy of any delinquency notices, notice of default, etc from your lender

3) Past 2 years tax returns (signed)

4) Past 2 months pay stubs

5) Past 2 months bank statements (all pages)

6) Last 6 months profit and loss statement (only if self employed)

7) Copy of drivers license

8) Most recent real estate tax bill (only if your taxes are not currently escrowed)

9) Proof of Insurance (only if your insurance is not currently escrowed)

How much time will it take me?

You will spend the same amount of time gathering your financial information and documents to give to an attorney or company as you would using our loan modification system.  These companies or attorneys will input your information into a software program similar to ours to generate the package that they submit to your lender.  Most lenders do not want to deal with third party representation for a loan modification, they would rather deal directly with the homeowner, and especially if the homeowner already has all the information the need. Most homeowners have reported that it only takes a few hours to gather all their documents and create their loan modification package.

Do you offer help?

Our E-book gives detailed instructions on how to create you loan modification package, how to submit, communicate, and settle on a loan modification agreement with you lender.  We offer free phone support to our customers for answers to questions that are not explained in our E-book.

How Much Does it Cost?

For only $385, you can use the same, if not better system as loan modification Attorneys use. With our system and support, you can get the best loan modification on your own. Start Your Loan Modification Process Now or read more details about the Loan Modification Process

Loan Modification Case Studies